Finance options

Payment Processing

1. All products paid are processed by the Payment Provider(s) as made available by us from time to time.

2. Purchaser of the Services is subject to and must adhere to the terms of the applicable Payment Providers’ Terms of Service and other agreements relating to their Service transactions. The Company is not affiliated with any Payment Provider, and neither is the agent or employee of the other, and neither is responsible in any way for the actions or performance (or lack thereof) of the other. The same is true with respect to the Company on the one hand and Purchaser on the other hand. To the extent that the Service is rendered in conjunction with any other provider of services, the same shall also be true, namely that to the extent that a Purchaser of the Services hereunder does so in conjunction with the services of another service provider, such Purchaser will be subject to the other service provider’s terms of service, and neither the Company or the other service provider will be considered the agent or employee of the other, and neither will be responsible in any way for the actions or performance (or lack thereof) of the other. These Terms shall not in any way supersede the terms of any other service provider for using their service, nor shall the terms of service of any other service provider supersede the terms of the Terms with respect to the Services.

3. By using the Services, all Users agree to the Payment Provider withholding a service fee and making these fees available to the Company.

4. Currently, Konzept Garden uses BillPlz for Online Banking in Malaysia, Credit Card Option and PayPal service as our Payment Providers.